Personalized Chapter 7 Bankruptcy Representation
Few things are more personal than your finances. If you're struggling to keep up with bills and tired of fending-off creditors, then Chapter 7 bankruptcy may be the best option to resolve your financial worries. However, it's important to find an attorney who goes beyond the legal aspects of your case -- you need a lawyer committed to your success.
I'm Scott C. Polman, a Niles, Illinois bankruptcy attorney who represents individuals and families throughout the greater Chicago area. I follow the golden rule -- providing my clients with the same personalized attention that I'd expect from an attorney if I were contemplating bankruptcy.
To discuss your case with me in a free consultation, call my office at 847-292-1989 or contact me online.
Is Chapter 7 Bankruptcy Right for You?
If you have few assets with relatively low equity, and primarily unsecured debts — credit card bills, medical bills, and personal loans — then Chapter 7 bankruptcy is probably your best option.
From determining if you qualify for Chapter 7 under the means test, all the way until the final discharge of your debt, I'll guide you through the entire Chapter 7 bankruptcy process. I'll analyze your full financial picture, and identify any bankruptcy exemptions that could save your assets and property.
The Bankruptcy Process — What You Can Expect
From our initial meeting, all the way until your case closes, here's an overview of what I'll do for you:
- Determine if you qualify for Chapter 7 bankruptcy
- Analyze your financial picture to determine if bankruptcy is right for you
- Guide you through the pre-filing credit counseling course
- Draft and file all necessary forms and documents with the Bankruptcy Court
- Accompany you to the Section 341 Meeting of Creditors
- Guide you through the post-filing course, all the way until your case closes
What I Need From You To Get Things Started
From beginning to end, your Chapter 7 bankruptcy case will typically last anywhere from three to six months. If bankruptcy sounds like a good choice for you, this is what I'll need to get things started:
- Proof of your income over the last six months (a copy of a recent pay stub will usually suffice)
- Copy of your latest tax return
- A list of your assets and debt (especially debt that may not be listed on your credit report, like recent medical bills)
Contact the Law Office of Scott C. Polman
To begin your bankruptcy process today, contact my office online or call 847-292-1989 to schedule your free initial consultation.
Spanish-speaking administrative services available.
Member of the National Association of Consumer Bankruptcy Attorneys (NACBA).
BAPCPA disclosure: My firm is a debt relief agency as designated by federal law. We help people file for bankruptcy relief under the Bankruptcy Code.
