Filing for bankruptcy is a very important decision that shouldn't be taken lightly. Bankruptcy is designed to provide protection for consumers in troubling financial situations, and you need an experienced attorney who is able to efficiently navigate the process in order to maximize the benefits you receive.
At the Law Office of Scott C. Polman, I offer detailed pre-bankruptcy planning to clients throughout the Niles, Illinois area. My experience and knowledge of the bankruptcy process will help you determine whether you qualify for Chapter 7, and will maximize the benefits afforded under the Bankruptcy Code.
Detailed Pre-Bankruptcy Planning Guidance
In an effort to help you maximize the benefits obtained during the bankruptcy process, I offer detailed advice on the steps to take before your filing, including things to avoid, such as:
- Credit card purchases on the eve of filing
- Transferring assets to family members
- Lending money to friends or family
- Certain property or asset transfers
- Draining your 401(k)
- Excluding assets or debts from your filing
- Writing bad checks
To get your case started, and ensure that things run smoothly, we'll work closely together to:
- Gather all necessary documents, including pay stubs, your latest tax return, and medical bills
- Examine your credit report to ensure that all creditors and accounts are listed
- Complete the credit counseling which is required before your case is filed
Making a Financial Decision? Consult the Appropriate Legal Counsel First
If you've fallen behind on your bills, it's vital to consult an experienced lawyer before making any major financial decisions. Please call 847-292-1989 or contact my office online to schedule a free consultation.
Member of the National Association of Consumer Bankruptcy Attorneys (NACBA).
BAPCPA disclosure: My firm is a debt relief agency as designated by federal law. We help people file for bankruptcy relief under the Bankruptcy Code.
