Des Plaines Lawyer Offering Advice on the Benefits of Filing Bankruptcy
In addition to eliminating your unsecured debts and offering a fresh financial start, bankruptcy has several automatic benefits that allow you to focus on your future without needless distraction.
Upon the filing of your bankruptcy case, an automatic stay is imposed by the bankruptcy court. This automatic stay provides several invaluable protections, including:
- Prohibiting creditor collection activities like harassing phone calls and letters
- Ending lawsuits
- Eliminating wage garnishments
- Staying foreclosure proceedings
These automatic stay benefits take effect shortly after your case is filed, and they prohibit creditors from taking certain actions pursuant to section 362 of the Bankruptcy Code. Common examples of prohibitions include: contacting the debtor by telephone or mail to demand repayment of a debt, starting or continuing lawsuits or foreclosures, and garnishing or deducting from the debtor's wages.
Helping You File the Most Beneficial Chapter 7 Petition
At the Law Office of Scott C. Polman, in Niles, Illinois, I understand the importance of a swift and efficient bankruptcy filing, and my experience and knowledge helps you maximize the benefits afforded under the Code. By carefully examining your unique financial situation, and completing your case in a manner that addresses all your issues and goals, I strive to minimize or eliminate any risk that may be involved in your case.
Tired of the Calls From Harassing Creditors? Call an Attorney Today.
If you're worried about mounting credit card debt, tired of the harassing calls from creditors, or seek to eliminate wage garnishment or lawsuits, then Chapter 7 bankruptcy may be right for you.
Call 847-292-1989 or contact my office online to schedule a free consultation to learn more about the immediate benefits of a bankruptcy filing.
Member of the National Association of Consumer Bankruptcy Attorneys (NACBA).
BAPCPA disclosure: My firm is a debt relief agency as designated by federal law. We help people file for bankruptcy relief under the Bankruptcy Code.
