Ending Your Debt Problems Is Possible
Few things are more personal than your finances. If you’re struggling to keep up with bills and fending off creditors, then Chapter 7 bankruptcy may be the best option to resolve your financial worries. However, it’s important to find an attorney who goes beyond the legal aspects of your case — you need a lawyer who’s committed to your success.
Personalized Chapter 7 Bankruptcy Representation
I’m Scott C. Polman, a Niles, Illinois Chapter 7 bankruptcy attorney who represents individuals and families throughout the greater Chicagoland area. I follow the golden rule, providing my clients with the same personalized attention that I’d expect from an attorney if I were contemplating bankruptcy.
Is Chapter 7 Bankruptcy Right For You?
If you have few assets with relatively low equity, and primarily unsecured debts — credit cards, medical bills, and personal loans — then Chapter 7 bankruptcy is probably your best option.
From determining if you qualify for Chapter 7 under the means test, all the way until the final discharge of your debt, I’ll guide you through the entire Chapter 7 bankruptcy process. I’ll analyze your full financial picture, and identify any bankruptcy exemptions that could save your assets and property.
The Bankruptcy Process — What You Can Expect
From our initial meeting, all the way until your case closes, here’s an overview of what I’ll do for you:
- Analyze your financial picture to determine if bankruptcy is right for you
- Determine if you qualify for Chapter 7 bankruptcy
- Guide you through the pre-filing credit counseling course
- Draft and file all necessary forms and documents with the Bankruptcy Court
- Accompany you to the Section 341 Meeting of Creditors
- Guide you through the post-filing course, all the way until your case closes
What I Need From You To Get Things Started
From beginning to end, your Chapter 7 bankruptcy case will typically last approximately four to six months. If bankruptcy sounds like a good choice for you, this is what I’ll need to get things started:
- Proof of your income over the last six months (a copy of a recent pay stub will usually suffice)
- Copy of your most recent tax return
- A list of your assets and debt (especially debt that may not be listed on your credit report, like medical bills)
Contact Me As Your Illinois Personal Bankruptcy Attorney
To begin your bankruptcy process, contact my office online or call 847-292-1989 to schedule your initial consultation. I’m a member of the National Association of Consumer Bankruptcy Attorneys (NACBA). Spanish-speaking administrative services are available.
BAPCPA disclosure: My firm is a debt relief agency as designated by federal law. We help people file for bankruptcy relief under the Bankruptcy Code.